The sad truth is that most Americans have been conditioned to believe that debt is a normal part of life. Since the late 1960's (when the credit card was introduced), DEBT has become the most aggressively marketed product in America. Millions of Americans surrender daily to the bait laid in the trap by marketing professionals whose #1 goal is to make you feel good about becoming a slave to debt. For example, most Americans today feel that the only way to purchase an automobile is with debt (payments). The question asked today is not, "Can I buy the item?" but rather, "Can I make the payments?".Credit is the means to pay later for goods or services obtained now. When the privilege of credit is accepted to purchase an item or a service, a debt is incurred. With the ease of obtaining credit, Americans are pumping up their current lifestyles in exchange of their future financial well being. Debt has become the cancer that is claiming the financial lives of many households across America.
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